Private financial solutions in Quebec

Your partner inmortgage solutions

Traditional, alternative and private mortgage solutions. Personalized guidance tailored to your reality.

0hFast response
0+Types of solutions
0%Quebec-based
How it works

Get your financing
in 3 simple steps

Step
01

Fill out the application

Share your situation in just a few minutes. No obligation.

Step
02

Review of your file

We identify the best options. Response within 48 hours.

Step
03

Get your financing

We're with you all the way to disbursement.

Our solutions

Support for
every situation

Simple or complex file, we have a solution that fits.

Private first mortgage

First-ranking financing based on the value of your property, worth considering when the bank turns down your file or time is short.

Learn about private mortgages →

Private second mortgage

Access part of your home equity without touching your first mortgage. Often quicker to set up than a full refinance.

Learn about private second mortgages →

Debt consolidation

Combine your high-interest debts into a single monthly payment that may be lighter. An option to assess based on your budget and your equity.

Learn more about debt consolidation →

Mortgage refinancing

Renegotiate your mortgage to revisit your rate, unlock part of your equity or consolidate your debts.

Learn about mortgage refinancing →

Bank notice / 60-day notice

Received a prior notice of the exercise of a hypothecary right? We quickly review the financing options that could resolve the situation.

Learn more about the 60-day notice →

Urgent funding & emergencies

Unpaid income tax, municipal taxes, tax debts: structured solutions based on your property's value to help you regain control.

Explore urgent funding solutions →
Also: Bridge financing · Complex files · Self-employed workers

See all our financing solutions →

Alexandre Ferres, mortgage broker and founder of FERRES–Solutions Financières
Alexandre FerresMortgage broker · AMF member
Accreditations
Dominion Lending Centres
Xperto Héritage Hypothèque
AMF member
About

Guidance that is human
and strategic

At Ferres Solutions Financières, we believe mortgage financing is much more than a simple transaction. It is an important decision that deserves personalized guidance, objective advice and a lasting relationship of trust.

I chose to create a company that bears my name because I deeply believe every file deserves a personal commitment. My name represents my reputation, my values and the quality of service I offer each of my clients. When you do business with Ferres Solutions Financières, you are working with a professional who is personally invested in the success of your project.

Every client has a different reality. That's why I favour an approach built on listening, transparency and finding solutions that fit. I am convinced that every financing need calls for a thoughtful, realistic and effective strategy.

A university graduate with several years of experience in the financial sector, I have built a broad network of partners and lenders that allows me to offer competitive solutions, with traditional financial institutions as well as alternative and private lenders.

I specialize in residential and alternative mortgage financing, including purchases, refinancing, debt consolidation, renewals, real estate investments and files that call for a more creative approach.

“My commitment is to become a trusted partner who supports you today, and in your future projects as well. Because your financial success deserves an advisor who is as involved as you are.”
— Alexandre Ferres
FERRES logo: a symbol merging the letters F and S
Behind the logoAn identity built on trust

The symbol subtly merges the letters F and S, representing both the company and the solutions it puts in place. Its balanced structure evokes stability and solid foundations, while its directional lines suggest movement and progress toward a solution.

Residential & alternative financing
Diverse network of lenders
Simple or complex files
Fast, personalized response
Results-oriented approach
AMF accredited
Frequently asked questions

We answer your concerns

We understand that a financial situation can be stressful.

Often, yes. Many of our clients were first turned down by a bank. We work with a network of private and alternative lenders who assess your file differently.
The initial application does not affect your credit score. A credit check may be required later in the process, when the lender reviews your file.
Not necessarily, but you need to act quickly. We review files on tight timelines. Mention it in your application.
Often, yes. Many lenders understand non-traditional income and assess your file with more flexibility.
Yes, the application and the initial review are completely free and come with no obligation.
We quickly review the possible financing options. The sooner you act, the more options there are to explore.

Tell us about your situation,
we will help you find a solution.

Discretionguaranteed
Fast responsewithin 48h
Personalizedguidance
Your information
Your loan
Your property
Your information is 100% confidential and secure.